WEBSITE PRIVACY POLICY
YOUR PRIVACY IS IMPORTANT TO US
We are committed to protecting our visitor’s privacy.  We understand that you may have questions about how our website collects and use the information that you provide to us. This Website Privacy Policy (this “Privacy Policy”) describes our practices regarding information received about you during visits to the Site (defined below).

Please also review the Consumer Privacy Notice and Opt-Out Form(s).  By using the Site, you agree to this Privacy Policy.  You also agree to our collection, use, disclosure, and storage of your information as described in this Privacy Policy.  If you do not agree to the terms of this Privacy Policy, please do not provide us with any Personal Information and do not use this Site.

“Site” means and includes www.loanme.com  and any and all interactive features, content, downloads, and other electronic services maintained by LoanMe.  LoanMe and all of its subsidiaries and affiliates are hereby referred to as “we,” “us,” or “our.”

What types of personal information do we collect through our Site?
“Personal information” is data that can be used to uniquely identify or contact a single person.  Personal information does not include aggregated or deidentified data that cannot be reasonably associated with or linked to a single person.  Personal information we collect may include, but is not limited to:

• Your name.
• Your e-mail address.
• Your phone number.
• Your date of birth.
• Your Social Security Number.
• Information about your debts, assets, income, and financial goals.
• IP address.
• Username.
• Password.

 

We collect Personal Information when you visit our Site, fill out a form on our website, subscribe to any newsletters or blogs we may offer, and of course when you apply for a loan from LoanMe.

“Non-personal Information” includes aggregated or deidentified data that cannot be reasonably associated with or linked to a single person and that we do not attempt to associate or link to a single person.  Non-personal Information collected by the Site or by our service providers may include:

• Your IP address.
• Your device functionality such as browser, operating system, hardware, and mobile network information.
• Your device location.
• Your device characteristics.
• Other device data, such as the time of day, date, length of your visit(s), frequency of your visits, and patterns of use among other information.
• Domain name you use to access the Internet and other information obtained from web page headers (i.e., type of device and type and version of web browser).
• Internet address from which you linked to the Site.
• Information contained in or relating to any communication that you send to us or sent through the Site, such as the content of the communication and metadata associated with it.

 
How do we use information we collect?
We and our service providers may use your personal information that is covered by this Privacy Policy:

• To evaluate your loan application.
• To provide you with the financial products requested and to service those products.
• To provide you with content from our Site.
• To provide you with marketing, such as to let you know about new products, services, or upcoming events.
• To prevent fraud.
• To create and provide access to your account.
• To customize your experience on the Site.
• To improve the Site, our marketing, and our Site offerings.
• For our internal business purposes.
• For other purposes that are disclosed at the time you provide your information or as otherwise covered in this Privacy Policy.
• To comply with regulatory reporting requirements, or in response to government authorized requests for information (like subpoenas or civil investigative demands).
• To defend ourselves in legal processes or to respond to legal requests, such as subpoenas.

 
 
What information do we share with others?
We may share personal information with our service providers, such as credit reporting agencies, data processors, software providers, companies that help us provide and service financial products, and companies that market our products and services to you. When permitted or required by law, we may share personal information with other third parties for purposes including responses to legal process.  We reserve the right to transfer any personal information we have about you in connection with a sale, merger, consolidation, change in control, transfer of assets, reorganization or liquidation of our business.

What about Cookies?
Cookies are small pieces of data sent from a website and stored on a user’s web browser. When the user browses the same website in the future, the data stored in the cookie can be retrieved by the website to notify the website of the user’s previous activity. Cookies let you navigate between pages efficiently, remembering your preferences, and generally improve the user experience.
Like virtually all websites, our Site uses certain types of cookies. The cookies help us identify visitors who return to our Site, tell us how many users visited our site, the pages that were accessed, and whether there were any technical problems in loading pages or navigating through our Site. Cookies help us we learn what parts of our Site are the most interesting or valuable to our visitors. They also let us identify technical problems with our Site.
You can disable the use of cookies by websites, including ours, by turning off the cookie function on your browser.

How is information collected on the Site protected?
We take reasonable efforts to safeguard your personal information according to established security standards and procedures.
No data transmission over the Internet, mobile networks, wireless networks, or electronic storage of information can be 100% secure.

Opt-out of emails.
If you no longer want to receive emails from us, please follow the option to unsubscribe included at the bottom of our emails.

Online Tracking.
Our Site does not respond to Do Not Track signals.

Do we collect information about children?
Our Site is not directed to children under the age of 13.  We do not knowingly collect, maintain, or use personal information from our Site about children under the age 18. We request that persons under the age of 18 years old or unable to form legally binding contracts not use the Site. If a child whom we know to be under the age of 18 sends personal information to us online, we will take steps to delete the personal information as soon as possible.

Social media.
If you interact with us on social media and to understand your choices, please review the privacy options and settings on those platforms.

Changes to our Privacy Policy.
We reserve the right to change or replace this Privacy Policy at our sole discretion at any time. In the event this Privacy Policy should materially change, we will generally notify our users by posting a notice of such change on our Site. Your continued use of any of the Site following the posting of changes to our Privacy Policy means you accept those changes.

Contact us.
For questions about our Privacy Policy, please contact us at:

Privacy Support E-Mail:

privacy@loanme.com

Postal Address:

LoanMe, LLC

PO Box 465 

Dublin, Ohio 43017